Where did it all go?
Every dollar of income flows into one clear allocation bar: housing, groceries, fun, savings. No logging in to three accounts to add it up in your head.
See your money flow → Free while in beta · private by design
Shared household money, finally made clear.
CASHO gives couples, families and housemates one warm, real-time dashboard for income, spending, budgets and subscriptions, so everyone can see exactly where the money goes, without the awkward conversations.
2 minutes to set up · no card · no bank login
No bank login. You add what matters, your data stays yours.
M
Okafor–Bennett
Couple · June 2026
18 days leftCouple · June 2026
Income
$10,100
▲ 4.2% vs May
Saved this month
$3,860
38% savings rate
Where your money goesFull breakdown →
Housing $2,200Groceries $940Transport $590Saved $3,860
On trackBudget 84% used
Save $34/mo2 unused subscriptions
No bank connection Built for the whole household Real-time, on every device Your data stays private Made in Australia · AUD
Clarity, not spreadsheets
Everything your household spends, in one honest view.
Most money tools are built for one person staring at a bank feed. CASHO is built for the people who actually share the bills, and it answers the three questions every household keeps asking.
Who paid for what?
See each person's share of income and spending side by side: net contribution, what's owed back, the lot. Fairness becomes a fact on screen, not an argument over dinner.
Meet your members →Are we okay this month?
Motivating budgets with a goal-aware savings ring tell you you're on track, or quietly flag the unused subscriptions you could cancel. Calm, not nagging.
Set a savings goal →How it works
Clear in two minutes, and it stays private.
No bank connection means you add what matters yourself. It takes seconds, it keeps your banking details out of it, and it’s exactly what makes you pay attention.
- 1
Pick your household type
Couple, family, flatmates or just you. CASHO tailors the roles, the copy and which numbers lead. Set up takes about two minutes.
- 2
Add what matters yourself
No bank login, no synced feed. Adding a transaction takes seconds, and it’s the moment you actually notice where the money’s going.
- 3
See where it all goes
Every dollar flows into one clear allocation bar, split by person and category, updating in real time for everyone in the household.
Made for your household
However your household shares money, CASHO fits.
Pick your household type when you start, and CASHO tailors the roles, the copy and which numbers lead, so it feels built for you, not bolted on.
M&TCouples
Stop the monthly money fight.
A shared dashboard with each person’s contribution and spend side by side, plus a joint savings goal. Two minutes together on a Sunday, not a spreadsheet stand-off.
- Net contributor vs. spender
- Joint savings goal + ring
AFamilies
The whole family’s money, one calm place.
A family savings goal (that trip), kids’ allowance tracking, and a bigger category set for childcare, school and activities. Let the kids learn to log.
- Teen (view & log) + Kid (view only)
- Allowance balances
4BHousemates
End the spreadsheet chaos.
Settle-up tags show who’s owed back and who owes the house, with a “who’s paid what” view, so the awkward chat sorts itself out.
- Settle-up: owed back / owes the house
- Who paid what, at a glance
JFreelancers
Irregular income, made calm.
A tax set-aside figure, a cash buffer with months of runway, and a “safe to spend” number after tax and bills. Just you, finally clear.
- Tax set-aside + safe to spend
- Months of runway
Private by design
You add what matters, so you actually see it.
Yes, that means adding transactions yourself. It takes a few seconds, the whole household shares the load, and it’s the exact moment you catch the subscription you meant to cancel. No bank login, no synced feed, nothing leaves your hands.
CASHO tracks and organises money. It never connects to a bank, imports transactions, or moves real money. General information only, not financial advice.
Your data stays yours
No open banking, no stored credentials, no imported feed. CASHO only ever holds what your household types in.
You actually pay attention
Adding what matters yourself takes seconds, and it’s the moment you notice the subscription you forgot to cancel.
Isolated by design
Each household’s data is walled off from every other at the database level. Another household can never see yours.
The moment it clicks
The “oh, that’s where it went” moment, on repeat.
Here’s how CASHO tends to land for each kind of household.
★★★★★
“We stopped having the monthly money fight. Now we just open CASHO together for two minutes on a Sunday and we’re done. The flow bar alone was worth it.”
Maya & TundeCouple · Melbourne
★★★★★
“Four of us in a share house and nobody knew who owed what. CASHO’s settle-up tags ended the spreadsheet chaos overnight. Genuinely the calmest our kitchen whiteboard has ever been.”
Jordan R.Flatmates · Sydney
★★★★★
“I love that there’s no bank connection, I add things myself and actually pay attention. The smart budgeting suggestions trimmed $90/mo we didn’t notice we were leaking.”
Priya N.Family of four · Brisbane
Illustrative examples showing how CASHO helps each household type. Not verified customer reviews.
Pricing
Free while we’re in beta.
No card, no bank login, no catch. Beta households keep the core free. A Premium plan arrives later, priced per household, not per person.
Available now
Beta
Free
No credit card required. Beta users keep the core free after beta ends.
Create your household- Shared real-time dashboard
- Unlimited members per household
- Transactions, budgets & Smart Budgeting
- Subscriptions & unused-service nudges
- Insights & goal-aware savings ring
- Multiple households & themes
- Data export (JSON + CSV), delete anytime
After beta
Premium
~$7/ household
per month
per month
One price covers everyone in the household, not per person. Adds extra capabilities on top of the free core.
Start free, decide laterPremium features and launch timing aren’t finalised yet. We’ll share them before anything is charged. Currency shown as an example (AUD).
Questions
The things households ask first.
Still curious? Email hello@casho.com.au. We’re happy to help.
Does CASHO connect to my bank?
No, and that’s on purpose. CASHO has no bank connection. You add transactions yourself, which keeps your banking details private and helps you actually notice your spending.
Is it free? What will it cost later?
It’s free while in beta, no card needed. A Premium plan (~$7 per household per month) is planned for after beta, and beta users keep the core free.
Can other households see my data?
No. Each household’s data is isolated at the database level. Members of another household cannot see yours.
Can CASHO pay my bills or move money?
No. CASHO tracks and organises money; it doesn’t move money, pay bills, or transfer funds. Settle-up shows who owes whom; the actual payment happens outside CASHO.
How do I add other people to my household?
In Settings → Members → Invite, enter their email and pick a role. They join with their own login and see the shared data in real time.
Can I be in more than one household?
Yes, you can belong to multiple households (say, your home and a share house) and switch between them. Each keeps completely separate data.
How do I export or delete my data?
Settings → Data & privacy offers export (JSON + CSV) and delete household / delete account. Deletion is permanent.
Which currencies and countries?
Made in Australia, default AUD; also supports USD, NZD, GBP and EUR. It runs on the web on any device.
Start your household in two minutes.
Free while we’re in beta, no card, no bank login, no catch. Add your people, set a goal, and see where the money really goes.
A Premium plan (~$7/household/mo) arrives after beta. Everyone in beta keeps the core free.