CASHO gives couples, families, freelancers and housemates a shared view of their finances — income, expenses, budgets and subscriptions, all in one place.
No credit card required · Full features free during beta · Cancel anytime
6-Month Income vs Expenses
Spending by Category
Savings Trend
Recent Transactions
Salary — Acme Corp
Today
Woolworths
Today
Netflix
Yesterday
Freelance — Client A
Mon
Physio
Mon
Active Subscriptions
Netflix
Next: Apr 3
Spotify
Next: Apr 5
iCloud
Next: Apr 8
Gym
Next: Apr 1
No bank connection. No complex onboarding. Just create your household and start tracking together.
Sign up free in seconds, then invite your partner, family members, or housemates. Set role-based access so everyone sees exactly what they should — no more, no less.
Log income from up to 9 sources, add expenses across 13 categories, set shared budgets, and flag recurring subscriptions — all in one living, shared dashboard.
Live analytics, Sankey flow diagrams, and smart insights update every time a transaction is added. Spot the subscription you forgot. Know exactly where your money actually goes.
Free during beta · Cancel anytime · Your data stays yours
CASHO isn't just another expense tracker. It's a complete household finance platform — built for how real families, couples and housemates actually manage money together.
Create shared households for couples, families or housemates. Role-based access — Primary, Secondary, Member — so everyone sees the same picture.
Track 9 income types: salary, freelance, rental, investment and more. Frequency-based projections calculate your real monthly total automatically.
13 built-in categories, receipt uploads, merchant tracking and recurring vs. one-time transaction support — every dollar accounted for.
Set category budgets, break them into sub-items, and watch live progress bars turn green, yellow or red as you spend throughout the month.
All your recurring charges in one dedicated view — monthly and yearly totals, next due dates, and the ability to pause or cancel subscriptions.
See exactly who you're paying the most. Merchant-level spend ranking and frequency patterns reveal where to cut back.
6-month income vs. expense trends, category breakdowns, Sankey money-flow diagrams and automated insights — all on one screen.
Attach receipt images (JPG/PNG/WebP up to 5MB) directly to transactions. Users who upload receipts retain 2–3× longer.
50+ REST endpoints, OpenAPI 3.0 documentation, and JWT-secured authentication for integrations, white-labelling or your own mobile app.
The CASHO analytics dashboard shows your key financial metrics, 6-month trend charts, category breakdowns and an automated money-flow diagram — all recalculated every time you add a transaction.
Income
$10,100
Expenses
$6,240
Savings Rate
38%
Income vs Expenses — 6 Months
Category Breakdown
Automated Insights
Total Budget
$2,750
Spent
$2,368
Remaining
$382
Create budgets for any time period. Allocate amounts to specific categories and let CASHO's real-time progress bars show you exactly how close you are — green, yellow or red — before you overspend.
Most finance apps were built for one person. CASHO was built for the reality that money is shared — and managing it should be too.
The only budgeting app designed around shared finances. One household can have multiple members, each with the right level of access.
Everyone in the household sees the same data in real time — income, expenses, budgets and subscriptions, all calculated automatically.
JWT authentication, CSRF protection and GDPR-compliant data handling. Export or delete your data whenever you want.
Fully responsive from 320px mobile to wide desktop — no app store download needed. It looks and works great on any device.
"CASHO is the household finance app — because money is never just about one person."
Most finance apps are designed for individuals. CASHO is the only one built around how households actually manage money — together.
During beta, everything is free. No limits. No trial periods. Just CASHO, working for your household from day one.
Every feature, zero cost. No credit card, no catch. Our way of saying thanks for joining early.
For power users and families who want multiple households and advanced analytics.
contact us
White-label the platform, integrate via API, or offer CASHO as a financial wellness benefit.
All plans include GDPR-compliant data handling, JWT security and full data portability.
Compare all plans →CASHO is built around the real financial situations people actually face — not just polished solo budgeters.
"We used to argue about money constantly. Now we both see exactly where everything goes in real time. CASHO has genuinely changed how we talk about finances."
"I earn from five different sources and the income forecasting is a lifesaver. Finally a budgeting app that understands irregular income — not just salary."
"My husband and I use it daily. The kids can see the family budget progress without being able to change anything. Exactly the transparency we needed."
"No more chasing people about bills through WhatsApp. We added all four of us to one household and now everyone can see who's paid for what. Game changer."
"The subscription tracker alone saved me $80/month in forgotten charges. I had no idea how much was quietly leaving my account each month."
"We set a mortgage + savings budget and CASHO watches it without us having to do anything. The colour-coded progress bars make it so visual and easy."
Everything you need to know about CASHO. Can't find your answer? Email us.
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Join CASHO today. Set up your household in minutes, invite your partner or housemates, and finally get everyone on the same financial page.