Finance is rarelyjust about one person.
CASHO was built to reflect that. We built a household finance platform that works for couples, families, freelancers and shared households — not just single individuals with one salary.
Our mission
To give every household — regardless of its shape, size or income type — a clear, honest and shared view of its finances.
We're not trying to build the biggest finance app. We're trying to build the best one for the people who've been underserved by tools designed for a single person with a salary and a savings account. Real households are messier than that, and they deserve better tools.
How we got here
We noticed every budgeting app was built for individuals — even the ones that claimed to support 'families' or 'couples'. The household unit was bolted on as an afterthought.
Most people's finances don't make sense in isolation. Income, expenses, bills and subscriptions exist in a shared household context. Any app that ignores that is solving the wrong problem.
We built CASHO from the ground up with the household as the primary unit — not the user. Then we layered in every income type, every expense category, and the analytics to make sense of it all.
CASHO is in active development and open beta. We're building toward full product-market fit with real users across couples, families, freelancers and shared households.
What we believe
These principles shape every decision we make — from product features to data policy.
Household-first
Most personal finance apps treat money as individual. We built CASHO to reflect how people actually live — in households where income and expenses are shared.
Privacy-first
GDPR compliant from day one. We don't sell your data, we don't share it, and we give you the tools to export or delete it at any time.
Simplicity without sacrifice
We want CASHO to feel obvious on first use. That doesn't mean dumbing it down — it means making complexity disappear behind well-considered design.
API-first architecture
Everything in CASHO is backed by a well-documented API. We build our own frontend against the same API you'd use to integrate CASHO into your own tools.
Test-driven quality
We ship with 180+ automated integration and unit tests covering every core feature. We don't release code we can't verify.
Works everywhere
No app store, no downloads, no platform lock-in. CASHO is a web application accessible on any modern device.
Built to production standards
CASHO is built on PostgreSQL, documented via OpenAPI 3.0, protected by JWT and CSRF controls, and developed with continuous integration from day one.
Join us in beta
CASHO is free during our beta period. Every signup helps us understand what real households need.