For Freelancers

Nine income types.One clear picture.

CASHO is the only household finance app built with irregular income in mind. Track every income source with frequency-based projections — so you always know where you actually stand.

No credit card · Full features free during beta

All the income types you actually have

Most budgeting apps are built for one salary. CASHO tracks every source you have with its own frequency and projection.

  • Full-time employment
  • Part-time employment
  • Freelance / contract
  • Investment dividends
  • Rental income
  • Side business
  • Royalties
  • Government payments
  • Other income
Freelance contract (fortnightly)
$3,200 / fortnight
≈ $6,933 / month projected
Rental income (monthly)
$1,400 / month
$16,800 / year projected
Dividend income (quarterly)
$820 / quarter
≈ $273 / month projected

Built for how freelancers actually work

Other apps assume you have one salary. CASHO doesn't.

"My income is different every month — I can't plan anything."

Frequency-based projections calculate what your irregular income looks like annually and per month on average.

"I have three income sources and I keep losing track."

Add up to 9 income types. Every source is tracked separately with its own label, amount and frequency.

"I never know what my actual savings rate is."

CASHO calculates your savings rate based on all tracked income minus all tracked expenses — even the irregular ones.

"Tax time is a nightmare because I have no records."

Export your full expense history with categories and attached receipts at any time. GDPR data portability built in.

Tools built forunstable income

9 income types

Log salary, freelance contracts, rental, dividends and more — each with its own frequency and projection logic.

Frequency-based projections

Income projections account for weekly, fortnightly, monthly and irregular payment schedules. Finally, forecasting that understands how freelancers actually get paid.

Expense tracking per project

Track work-related expenses with categories and receipt uploads. Useful at tax time and when billing clients.

Receipt uploads

Attach photos of receipts directly to expenses. Keep your records organised without needing a separate app.

Monthly & annual analytics

Understand your real effective income after taxes, expenses and irregular months. Stop guessing at your savings rate.

Works as a household too

If you live with a partner or housemates, add them. You can track your personal freelance income while sharing household expenses.

All your income streams, one clear picture

Freelance, rental, dividends, gigs — CASHO tracks every source with frequency-based projections.

Freelancer Dashboard

Alex Chen — March 2026

This Month

$9,473

from 4 sources

6-Month Average

$8,696

per month

Savings Rate

42%

$4,023 saved

Income Sources

Freelance Contract

fortnightly

$3,200

≈ $6,933/mo

Rental Income

monthly

$1,400

≈ $1,400/mo

Dividend Income

quarterly

$820

≈ $273/mo

Part-time Gig

weekly

$200

≈ $867/mo

Total projected monthly$9,473/mo

Monthly Income Variability

Irregular income — tracked automatically

Expenses This Month

Housing
$1900
Work Expenses
$680
Groceries
$520
Transport
$310
Subscriptions
$165
Other
$875

Income Mix (projected)

Freelance
73%
Rental
15%
Dividend
3%
Part-time
9%
"As a freelance developer I have three different income streams. CASHO is the first app that actually handles all of them properly instead of making me hack it into a salary field."
Tom Hargreaves — Freelance developer, Brisbane

Take control of your irregular income

Free during beta. Add up to 9 income sources. See your real financial picture for the first time.