For Housemates

Split bills withoutthe drama.

CASHO gives shared households a single place to track bills, utilities, subscriptions and expenses. Everyone sees the same numbers — no spreadsheets, no awkward messages.

No credit card · Web app — nothing to download

Up and running in minutes

1

One person creates a household

Sign up free and create the shared household account.

2

Share the invite link

Send an invite to each housemate. No app download needed.

3

Log shared expenses

Anyone can add a bill or expense. Everyone sees it instantly.

4

Review at month-end

See the full breakdown and settle up based on real numbers.

Every shared house has these problems

CASHO doesn't solve people — but it solves the information problem.

"We're all paying different things and no one keeps track."

Log all shared household expenses with member attribution. The overview shows what's been paid and by whom.

"The WiFi bill hasn't been split properly in 4 months."

Recurring subscriptions and utilities are tracked in one shared view. Add them once, everyone sees them.

"I have to chase housemates every time rent is due."

Shared expense records make the conversation easier. No more "I thought you paid that" — the data is right there.

"Different people have different apps so nothing syncs."

One household, one web app, no downloads. Everyone gets access on any device through a browser.

Everything your householdactually needs

One household, multiple members

Invite all your housemates. Each person has their own login and sees the shared household finances in real time.

Expense attribution

When you log an expense, attribute it to whoever paid — and track shared vs personal costs clearly.

Shared expense categories

Utilities, rent, groceries, cleaning — categorise everything the house shares and see who's paying what over time.

Subscription visibility

See all subscriptions in one place: Netflix, Spotify, internet, streaming bundles — no more "wait, are we still paying for that?"

Monthly spending overview

All housemates see the same spending summary at month-end. Useful for reconciling shared bills and planning next month.

No app store required

CASHO is a web app. Nothing to download or install. Share the link, sign up, and everyone's in within minutes.

See every bill, who paid, and who owes what

No more spreadsheets or group chats. Every shared expense is logged and attributed — everyone sees the same numbers.

Shared Household

42 Albion St — March 2026

👩‍🦰

Lily

paid $2865

+$2061 owed back

🧑

Marcus

paid $223

-$581 owes

👨‍🦱

Ben

paid $107

-$697 owes

👩

Soph

paid $22

-$782 owes

Shared Bills

$3217.00 total · $804.25 each

Rent

paid by Lily

$2800

$700/ea

L
M
B
S

Power

paid by Marcus

$185

$46.25/ea

L
M
B
S

Internet (NBN)

paid by Ben

$89

$22.25/ea

L
M
B
S

Netflix

paid by Soph

$22

$5.5/ea

L
M
B
S

Water

paid by Lily

$65

$16.25/ea

L
M
B
S

Cleaning supplies

paid by Marcus

$38

$9.5/ea

L
M
B
S

Spotify Family

paid by Ben

$18

$4.5/ea

L
M
B
S

Who Owes What

👩‍🦰Lilypaid $2865
gets back $2061
🧑Marcuspaid $223
owes $581
👨‍🦱Benpaid $107
owes $697
👩Sophpaid $22
owes $782

Monthly Contributions (Stacked)

"We had four people in the house and nobody knew who had paid what. CASHO fixed that on day one. We all log expenses separately and check the dashboard when we need to settle up."
Lily, Marcus, Ben & Soph — Shared flat, Auckland

Get the whole house on the same page

Web-only app. No downloads. Free during beta. Get your household set up in under 5 minutes.