Building the household finance platformthe market is missing.
CASHO is a household-first finance platform currently in beta. We're focused on building something real people use — and we're open to conversations with the right partners.
The problem we're solving
Personal finance apps were built for individuals. But most financial decisions happen at the household level — couples, families, flatmates, and freelancers with irregular income.
The existing market leaders (Mint, YNAB, Copilot) treat multi-person households as an edge case, or require workarounds that break down in practice.
CASHO puts the household at the centre — not the individual. That's the design thesis, and it drives every feature decision.
Where we are
Built to production standards
We don't build fast and fix later. Technical quality is a founding principle, not a future goal.
Revenue model
We have identified four clear monetisation pathways. Current focus is on validating the freemium consumer model before accelerating B2B and API tiers.
Free tier with premium subscription upgrade. Low friction onboarding with clear upgrade path as households grow.
White-label or integrated household finance tools for employers offering financial wellbeing as part of their benefits package.
Expose the CASHO platform to third-party developers and financial services companies via a commercial API tier.
In-app recommendations for relevant financial products (insurance, savings accounts, home loans) via affiliate agreements — user-consensual and transparent.
Open to conversations
We're not doing a raise right now. We're focused on building and validating. But if you're an investor who backs early-stage fintech, a company interested in white-label household finance tooling, or a developer who wants early API access — let's talk.
hello@casho.com.au · We respond to every message.